How to Hide Payment Methods by Discount Code at Checkout on Shopify

Shopify gives you a list of payment methods. But it does not let you control which ones appear based on the discount code a customer applies.

That is a problem if you run promotions where certain payment options should not be available.

For example, when a customer applies WELCOME10 for 10% off, you can automatically hide Cash on Delivery at checkout.

Payfy’s new Checkout feature solves this directly.

Note: This feature is available exclusively for Shopify Plus stores.

Key Takeaways:

• Payfy’s new Checkout feature lets you hide payment methods based on discount codes.
• Available for Shopify Plus stores only.
• No coding needed. Configure rules directly in the Payfy dashboard.
• Restricted payment methods disappear in real time when a matching code is applied.
• Helps protect margins during promotions and discount campaigns.

What Does This Feature Do?

With Payfy, you can link specific discount codes to payment method rules. When a customer applies a matching code at checkout, Payfy automatically hides the payment methods you have defined.

No code required. No custom app development. It works inside the native Shopify checkout.

Why Does This Matter?

Running a Shopify store means managing margins carefully. Certain payment methods have higher processing fees. Others create fulfillment issues when paired with deep discounts.

Here are a few real situations where this helps:

• Discount-only offers: You run a 40% off campaign but do not want customers to combine it with installment payment options like Shop Pay Installments.
• COD restrictions: You offer cash on delivery in certain regions but want to disable it for promo code users to reduce return risk.
• VIP codes: Certain codes are tied to wholesale or partner pricing. You want to limit those orders to bank transfer or specific gateways only.

Without this control, you are leaving those decisions up to the customer. With Payfy, you set the rules.

How It Works:

The setup happens inside your Payfy dashboard. You define which discount codes trigger which payment method restrictions. Once saved, the checkout feature handles everything automatically during the checkout session.

The customer applies a code, Payfy detects it in real time, and the restricted payment method disappears from the checkout page. The customer never sees it as a limitation. It just does not appear as an option.

Who Can Use It?

This feature is built for Shopify Plus stores. If you are on a standard Shopify plan, this feature is not available to you yet.

If you are on Plus and already use Payfy, you can start configuring this from your app dashboard. If you are new to Payfy, it is a payment rules app for Shopify that lets you control what customers see at checkout based on conditions like products in cart, customer tags, discount codes, and more.

Set It Up:

• Install Payfy from the Shopify App Store
• Open the Payfy dashboard and go to Payment Rules
• Create a new rule and select “Discount Code” as the condition
• Choose the payment method you want to hide
• Save and test with a live discount code in your checkout

Need help with the setup? Our team is ready to assist you. Contact us Now!